Executive Summary

SkeeApp (also marketed as SKEE-Pro and  Skeeapp.com) has been widely reported by users and consumer-watch groups as a fraudulent crypto trading application. According to multiple complaint patterns, the app is promoted and marketed through a recruitment network operating under the name Celtic Financial Institute (CFI). Reports allege that CFI recruits investors via messaging channels and referrals, directing them to deposit funds into SkeeApp, where they then encounter withdrawal restrictions and other obstacles.


How the Alleged Scheme Operates

Based on aggregated victim reports and common scam indicators, the alleged lifecycle typically follows these stages:

  1. Recruitment & Onboarding

    • Prospective investors are approached through messaging apps, social channels, or private referrals by individuals representing CFI. They are pitched high-yield, low-risk crypto strategies and urged to register on SkeeApp.

  2. Simulated Profits

    • Once funds are deposited, the platform displays inflated or fabricated account balances and simulated trading activity to persuade users to make additional deposits.

  3. Withdrawal Barriers

    • When users request withdrawals, the platform reportedly imposes sudden “verification fees,” “unlocking charges,” or other arbitrary costs. Even after payments, withdrawals are delayed, denied, or blocked.

  4. Disappearance / Shutdown

    • In some cases, victims report that the app, associated sites, or contact points become unresponsive or go offline after substantial deposits have been made, leaving investors unable to recover funds through the platform.


The Role of Celtic Financial Institute (CFI)

Victims describe Celtic Financial Institute (CFI) as the outreach and recruitment arm linked to SkeeApp. Allegations paint CFI as responsible for sourcing prospects, providing persuasive onboarding content, and directing deposits into the SkeeApp trading environment. Because recruitment is handled separately from the trading platform, victims often feel a sense of legitimacy until withdrawal problems emerge.


ST9 Investigations: Recovery of a Florida Victim’s $470,000

One notable case involves a victim from Florida who reportedly deposited $470,000 into SkeeApp after being recruited through CFI-linked channels. When the victim could not withdraw funds, they engaged ST9 Investigations, a firm that specializes in blockchain forensics and asset recovery.

According to the victim and ST9’s account of the engagement:

  • ST9 conducted transaction tracing across blockchain ledgers and identified a trail linking the victim’s deposits to active wallets and intermediaries.

  • ST9 engaged with exchanges and intermediaries where funds were concentrated, supplying forensic evidence and legal documentation where required.

  • After focused investigative and recovery efforts, the victim’s funds were recovered and returned.

Victim Testimonial (Florida)

“After investing and watching my balance climb on SkeeApp, I was shocked when my withdrawal was blocked and they kept asking for more fees. I felt hopeless. ST9 Investigations changed everything — they were transparent, efficient, and relentless. Within weeks they had traced my funds and worked with partners to retrieve the $470,000. I got my life back.”


Conclusion & Recommendations

Conclusion: Multiple, consistent complaint patterns point to SkeeApp (SKEE-Pro) and its recruitment network (CFI) operating as a coordinated fraudulent scheme. While individual recovery outcomes will vary, the Florida case shows that professional blockchain forensic services can sometimes successfully trace and recover stolen or frozen assets when evidence and cooperation from intermediaries exist.

If you suspect you’ve been targeted:

  1. Stop sending any further funds.

  2. Preserve all communications and transaction records (screenshots, chat logs, payment receipts, wallet addresses).

  3. Report the incident to your local authorities and file complaints with the relevant cybercrime units.

  4. Engage a reputable blockchain forensic and recovery firm — verify credentials, request case studies or references, and obtain a clear written engagement agreement.

  5. Notify any banks or exchanges involved immediately and ask them to freeze suspect transfers if possible.

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